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Headquarters Rochester, NY
Size Unknown
Type Company - Private
Industry Insurance

National Income Life – Why Work For Us?

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About National Income Life Insurance Company

At National Income Life Insurance Company (NILICO), we treat each of our sales professionals like family. In fact, we believe by working together, we can each achieve our personal and professional goals. It is this philosophy that makes a difference—and has made us successful.

It doesn't matter if you're already a member of our team, considering joining our team, or if you just want to learn a little more about our rich history… you are in the right place at the right time!


Who are we?

National Income Life's parent company, American Income Life Insurance Company, was founded more than half a century ago with just $25,000 in borrowed capital, and today, with NILICO, the companies have become an international provider of supplemental life insurance to labor unions, credit unions, and associations.

American Income first appeared on the business landscape with a truly unique idea—developing a niche marketplace selling supplemental life insurance products to labor unions and working families in America.

The founding principle was to improve the quality of life of the working class and to provide Opportunity Unlimited to all who became associated with National Income and American Income Life. We've succeeded in that endeavor.

Today, American Income Life Insurance is licensed in 49 states, the District of Columbia, New Zealand, Canada, and operates under the wholly-owned subsidiary Union Heritage Life Assurance Company Limited in the Republic of Ireland. Additionally, National Income Life is licensed as the New York subsidiary of AIL. We are a strong Company, ranking as a Fortune 1000 corporation with billions of dollars in life insurance in force.


What do we do?

If you have a passion for helping people and enjoy the feeling you get when you've assisted someone in becoming more secure either professionally, financially, or personally, then NILICO is the place for you.

As a National Income Life licensed representative, you would be the liaison between the Company and the customer in providing supplemental life and health insurance to the members and families of labor unions, credit unions, and associations. No sales degrees or prior selling experience needed. People from all walks of life have joined our team—and so can you!


Where we want to be... 

Our vision at National Income Life is to become the premier in-home life insurance provider to working families in New York, and we want you to become part of this vision.

Our experience in the labor union market combined with our powerful business ties and affiliations have allowed us to reach a level of expertise that's hard to match. We are committed to finding more innovative ways to reach our markets and are currently broadening our earning potential by targeting new marketing avenues.

In expanding our niche, we are searching for talented sales men and women with winning attitudes who are willing to succeed in an environment still standing on the philosophy and principle we were founded upon.


The sky’s the limit!

Roger Smith, National Income Life's President and CEO, explains the opportunity as follows: "Today, at National Income Life, we are pursuing a vision for even greater opportunities. That vision is allowing us to realize record growth and extraordinary milestones of success. I believe the best opportunities are still before us, and that your path for advancement, whether as an Agent, Manager, or Public Relations Representative, is greater today and greater with this Company—we have a lot to offer! Therefore, if you are ready to put yourself on the path to success, don't wait! Your future begins today."

Working at National Income Life

Posted by employees

Employees are “Satisfied”   38 ratings


87% Approve of the CEO   13 ratings

National Income Life CEO Roger Smith

Roger Smith



  Current MGA in Buffalo, NY (US)

Pros: I have been a part of this great company for 4 years now and the income and growth potential is outstanding. The state director Durhon Oldham and VP Brett Gryska are amazing to work for. Making a long story short, there is no other position in the… Full Review

More National Income Life Ratings & Reviews ( 38)

Accepted Offer – Interviewed in New Rochelle, NY (US) Feb 2014 Reviewed 4 days ago New

Interview Details 3 steps, if you are dressed decently, they will call you and offer you a job.
Working for NILICO should only be a "worst-case" scenario.
Worst management I've ever seen its actually pathetic. READ FOR EXPLANATION!!!!!
The regional director is some kid who schemed his way to a…
Full Interview

More National Income Life Interview Questions & Reviews (30)

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