Aflac Reviews

Updated 23 October 2014
Updated 23 October 2014
705 Reviews
3.1
705 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
404 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 21 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 29 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 37 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 4 people found this helpful  

    Great in theory, didn't work out for me.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Sales Agent in Tupelo, MS (US)
    Current Employee - Insurance Sales Agent in Tupelo, MS (US)

    I have been working at Aflac full-time (less than an year)

    Pros

    Unlimited income possibilities and can set your own schedule. Great trip rewards and other cash rewards. Job mobility is great and you can work anywhere in the US.

    Cons

    Cold calling is very hard in the over saturated market. You work really hard to make a sale that may not even workout. Even if you get past the manager the employees may not buy anything after you've wasted your own resources to make the sale.

    Recommends
    Positive Outlook
    Approves of CEO
  2. 1 person found this helpful  

    "I am not a sales person" pretty much sums up my time with Aflac; It's a good way to dip your foot into the sales pool.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac full-time (less than an year)

    Pros

    Great training
    Flexible hours
    Aflac seems to have the best products in it's area. You quickly come to understand which products will work best for you and your prospective clients. After the "discounted rate" for signing up at least 3 people, the product is definitely worthwhile.

    Cons

    Cut throat.
    Areas can often get saturated with agents, you can sometimes find yourself tripping over areas other agents have already hit (which can get frustrating for both you AND the employer.

    Recommends
    Positive Outlook
    No opinion of CEO
  3. 2 people found this helpful  

    It wasn't what I thought it would be.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Independent Agent in San Antonio, TX (US)
    Former Employee - Independent Agent in San Antonio, TX (US)

    I worked at Aflac as a contractor (less than an year)

    Pros

    Contractor Job, make own hours

    Cons

    Aflac hires too many agents for you to make it in this business. Create too much competition among the ranks.

    Advice to ManagementAdvice

    IMPROVE IMPROVE IMPROVE!! on everything.

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
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  5.  

    Buyer Beware

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent in Albany, GA (US)
    Current Employee - Agent in Albany, GA (US)

    I have been working at Aflac full-time (more than an year)

    Pros

    None, these people are crooks

    Cons

    Everything once you have a book of business they steal it from you.

    Advice to ManagementAdvice

    Rethink your whole program

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
  6.  

    HUGE turnover...they hire anyone with a pulse.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Independent Agent in Mesa, AZ (US)
    Former Employee - Independent Agent in Mesa, AZ (US)

    I worked at Aflac as a contractor (less than an year)

    Pros

    Not many...I guess make your own hours. Many people that started here YEARS ago are successful. Times have changed.

    Cons

    No base pay...100% commission...HUGE turnover...they pretty much hire anyone with a pulse oversaturating the market. Very few reps here last more than a couple months. Many business you contact have already been contacted by 2 or 3 reps recently. You either sink or swim here. It sucks because so many people quit and give up. They should offer a small base to start you off otherwise be prepared to wait tables at night while you finally start closing deals. I was encouraged by my boss to totally disregard "No soliciting signs" at businesses which so many have now you pretty much have to cold call and make an apt then see someone.

    Advice to ManagementAdvice

    Slow down on the turnover. Stop oversaturating the market (Phoenix, AZ) with reps. Aflac has become a joke amongst job seekers.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  7. 4 people found this helpful  

    Excellent Products

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Benefits Consultant
    Former Employee - Benefits Consultant

    I worked at Aflac as a contractor (more than an year)

    Pros

    Potential to make six figures if you can last 5 years or more or know an owner of a large company in you warm market.

    Cons

    Can't speak for other offices but the management is constantly being pressured to meet goals which in turn makes them very stressed in office where I was. Stress passed on to rookies and makes for high turn over in agents.

    Doesn't Recommend
    Neutral Outlook
  8. 1 person found this helpful  

    Expect to gain some experience, but don't expect to get paid for it.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Human Resources Intern in La Grange, IL (US)
    Former Employee - Human Resources Intern in La Grange, IL (US)

    I worked at Aflac as an intern (less than an year)

    Pros

    Friendly atmosphere and plenty of room to get work done.

    Cons

    No formal HR Department or structure.

    Advice to ManagementAdvice

    Do not hire interns to do your dirty work.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  9. 1 person found this helpful  

    Sales Rep and a lot of cold calling

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Intern in Los Angeles, CA (US)
    Former Employee - Intern in Los Angeles, CA (US)

    I worked at Aflac as an intern (less than an year)

    Pros

    Aflac lets you make your own hours, you can work from home, work part-time, whatever. There is generally a good sense of camaraderie in the office and happy hours

    Cons

    The people are very unprofessional, likely because they hire pretty much anyone that interviews for them. There is very little investment in the individuals even though there are a lot of "trainings" for you to participate in. Don't get involved if you can't work for a year to build your book for almost no pay.

    Advice to ManagementAdvice

    Get some better people and get more organized. Maybe you'll invest more in people if the people are good.

    Doesn't Recommend
    Positive Outlook
    No opinion of CEO
  10.  

    Enjoyable but ultimately unrewarding two-year career experience

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac full-time (more than an year)

    Pros

    Good training, supportive management team.

    Cons

    As with most insurance/benefits companies, payment is based purely on commission.

    Recommends
  11. 5 people found this helpful  

    Former employee

    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac

    Pros

    Good commission structure - if you can sell

    Cons

    Considerable lack of training and support - I made $0.00 the whole year I worked for them. If you are experienced and don't need an immediate income, they are okay to work for, but if you are looking to support a family, go elsewhere.

    Advice to ManagementAdvice

    Keep your promises to support and continue training associates.

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