Target Benefits

135k base and I would like to buy a Porsche. I have 20k in student loans and no other debt. Go for it? I'm not even into cars but every time I’m dashing through the Target parking lot and see one, it’s like love at first sight😍. That is my only justification 😂

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Got an offer letter from Google, includes all the basic details such as Salary, Bonus Target, Relocation, Equity Compensation, Benefits info. Any specific things to look for before signing the offer letter? Also a quick note - For EY recently promoted managers had to sign an agreement when they got promoted. Will that have to be communicated to the recruiter?

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Could use some advice (23 yo): currently allocating close to my max in a Post Tax 401k to Target Date Fund, max my Roth IRA every year in Vanguard’s VOO, as well as have ~$6,000 in another VOO fund. I started trading on Robinhood ~5 months where I casually throw $500-$1000 every other month depending on expenses to some of my fav stocks. Should I continue to play stocks like this or do more of a sector wide approach within Robinhood even though I am pretty diverse with VOO?

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30% of my 401K is in target funds. This is from earlier in my career when I used to do Roth 401K. Is it wise to move the money from Target date funds to bonds and then DCA into S&P500 within the portfolio or even wait for the market to dip and buy at large into S&P? The growth in the target date fund has been painfully small.

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Pretty new to investing and earning a full time salary. Parents come from an improverished background so didn't learn much about personal financial management growing up. Currently have my 401K and Roth IRA in Target Retirement Funds, with the rest in a HYSA. Doing research and reading but wanted to get some input. How do you all balance your portfolios?

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Husband started a new job and I'm helping him set up his new 401k with Vanguard. Is this a good allocation (he's 44)? 50% VFIAX 6% VWIGX 40% VBTLX 4% VTABX I'm trying to keep it fairly simple. The other option is to do the 2040 Target Retirement fund but I've always been wary of those. Also, does it make sense to also hold ETFs that might overlap some of these retirement funds like VTI?

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I'm looking at rebalancing my 401K, but I need some help. Back in 2018 when I rebalanced to a new fund Y, it looks like it moved what I had in Target Fund into Y but subsequent contributions went into the Target Fund. 2 years later, the fund Y has the $2K but Target Fund grows. Can I change my contributions to consistently go into different buckets and not just the one Target Fund? Please help!

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Are there any advantages in investing my (Vanguard) 401k in a Target Date Fund, over something like VTSAX? My brokerage account is invested mainly in VTSAX. (I'm a fan of "The Simple Path To Wealth"). My 401k is in the 2045 Target Date Fund. I just compared performance and VTSAX is stronger, with lower expense ratio. Given the expense ratio and performance, should I just buy into VTSAX and Bonds? Is there something *apart from the allocation rebalancing closer to retirement* that I'm missin

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