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Best policy I have ever had ,
You can select how much, as a multiple of annual salary, you want to leave as a legacy, and use the balance of your benefit pot flexibly. Very good.
Options for different cover available
Part of the overall package - very good at 3 times salary
Several coverage amounts available from a central benefits pot
4 x your annual salary
They offer 4x sallary as base, can be increased to 8x salary.