Credit Manager Interview Questions


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Kotak Mahindra Bank
Sales Manager - Home Loans, Credit Card Division was asked...7 December 2013

Why do you want to be in sales? What makes you think you are fit for sales job? Why home loans/credit cards?

5 Answers

because I am working with HDB Financial SERVICES Ltd as sales manager in loan department . Actually I have 6 year experience .So i want job with kotak bank Less

I know that about sales


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Describe securitization in brief

4 Answers

The process of selling your asset pool to a buyer by structuring it as securities. Less

securitization means that company sell his asset portfolio to other company is known as securitization Less

prevents unauthorized access. Guarantee for returns.

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HUB Parking Technology

I was asked if I had any problem working for a woman controller who likes to micromanage a department the way she sees fit?

3 Answers

I heard the last credit and collection manager that was there had a heart attack from dealing with that controller that's there he told me they got rid of him because he refused to learn some sort of stupid reports but he did a damn good job I heard the company is on the verge of being bought out. Do not go there Less

I heard that the previous Credit & Collections Manager now claims their position was as an Intern to lighten the blow to their disaster of a resume. I also heard that person likes to pretend they are more than one person and comment on Glassdoor about a company they were asked to leave 3 months ago. Maybe this person should concentrate more on learning how to INSERT A COLUMN instead of writing false reviews. Less

They told me that it was not an 8 to 5 job and asked me if I was willing to work more than 40 hours a week and if not this wasn't the job for me. the controller told me we normally work 40 to 60 hours a week and then some and then during inventory time we come in on weekends on our own time I didn't like that but she said once you become a manager you're ours Less

IDFC First Bank

How the Appraise the case, What is the Ratios and Their calculations

3 Answers

I adding for acchive own monthly target.

I answered the True facts as per my work

Some character and activities I will judge


Are u able u handle team size of 20 people...???

2 Answers


I can handle 20 people. I am currently working as backed team leader in one of my family member who is having 11 stores in USA and I am working from India, if proper training is provided then I can. Less

Air Products

How would you improve (gives an example of a responsibility) process?

3 Answers

Trying to complete all processes in your felid if you have free time

Review emergency and critical procedure always

I am fully aware of the work I will face any difficulty in working


What is CIBIL and good score of it

2 Answers

It is ratings and good score is above 700


NES Fircroft

How far along are you in interview processes with other companies?

2 Answers



AU Small Finance Bank

Have you been part of collections activities

2 Answers




what is your management style

2 Answers

style is based on employee I am dealing with

Open is always best. Talk realistic goals. Placing a situation that needed help before it was assigned to a new employee is UNREALISTIC as well as bad management Less

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