1. Helpful (1)

    "Market Director"

    5.0
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Director of Sales and Marketing in Edison, NJ
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 8 years

    Pros

    Best career opportunity W-2 with great benefits Fast track Growth to Management Great Training and Mentorship Awesome Culture and Great Enviroment

    Cons

    Full work-days in the beginning

    Combined Insurance2017-12-20

    Combined Insurance Response

    December 21, 2017Social Media Manager

    Thanks so much for this positive review! We wish you all the best here at Combined Insurance.

  1. "The Best Insurance Company To Work At"

    5.0
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Sales Representative in Rapid City, SD
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for less than a year

    Pros

    The training program for this company is phenomenal and far beyond that of their competitors like AFLAC where they give you a book and say good luck. Before you hit the field on your own you go to Sales School which is where you learn the skills you need to become a successful salesman. After you complete Sales School you go out in the field with your District Manager and they will provide you with your initial on-the-job-training which continues to refine your salesmanship. Over the next 6 months your District Manager will meet with you one-on-one on a weekly basis and check in with you frequently to assist with any issues or to provide guidance. If you are lucky enough to work out of the Rapid City area you will have the pleasure of working for Dean Mueller who is a phenomenal leader and mentor. Combined Insurance employees you as a W-2 employee as opposed to contracting you as a 1099 business. You are regularly provided with leads from the company which is great. You can work residential, ranches, and businesses in the field or now at home. This gives you to access to their health and supplemental insurances along with 401K. The first 6 months you work for them you get a base salary and earn commissions on top of that. The earned commission percentage increases at 3 months and again at 6 months where your base salary discontinues. Monthly bonuses are very achievable as are their quarterly and annual trips. The culture at Combined Insurance is fantastic too. They expect you to be successful both professionally and personally. I am very fortunate to be a member of the Combined Family.

    Cons

    Like any sales job, you get out of it what you put into it. You are provided with all of the tools you need to succeed but this job is not for everyone.

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    Combined Insurance2020-05-03
  2. Helpful (1)

    "Good company, but it’s days are numbered"

    3.0
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
     
    Positive Outlook
    No Opinion of CEO

    I worked at Combined Insurance

    Pros

    The founder of the company created a masterful sales pitch which the company wants every agent to follow. His technique worked very well for him, but he last worked in the 1960s. The technique is hitting the pavement as hard as you can every day and delivering a very specific set of sales pitches. Back in the 70s, the founder stepped away from the company and allowed his son to run it. His son did not do as well leading the company, so the founder came back and promptly sold the company to the founder of Aon. Currently, Combined is a subsidiary of Chubb.

    Cons

    Extremely high employee turnover rate of about 95%. Pay is low. For sales agents, the only way to be successful is to hit the pavement all day, every day. The sales structure has a lot of fat, and by that I mean there are local managers who are in it only for themselves. Pay is low. In some parts of the country one could get by. The leads are terrible and waste of our time.

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    Combined Insurance2020-04-13

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