long and they will not tell you all the things they will charge you. They tell you what you want to hear about your personality. They tell everyone the same story. They hire a certain number of people and they believe out of quantity you will get quality. They will ask you to get a list of all your friends and family. This list will be entered into their system. Northwestern mutual now has all your contacts. Additionally they will hire you and have you sell to your warm market and yourself. They will ask you to refer anyone you know and you have to refer two people a week to them so that they can get more people through the door to get their contacts.