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      Ratnaafin

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      Credit Analyst Interview

      26 May 2021
      Anonymous employee
      New Delhi
      Accepted offer
      Neutral experience
      Average interview

      Application

      The process took 2+ months. I interviewed at Ratnaafin (New Delhi)

      Interview

      I had 3 rounds of interview. Questions were regarding ratio analysis, other questions were to check my expertise in the work I had already done and my attitude-aptitude. They asked for the meaning and optimum ratios (bare minimum ratio) that should be present in ane entity to qualify

      Interview questions [1]

      Question 1

      They asked about DSCR; not only the formula and meaning, but what should be basic DSCR for any entity to qualify.
      Answer question

      Other Credit Analyst interview reviews for Ratnaafin

      Credit Analyst Interview

      17 Mar 2026
      Anonymous employee
      Surat
      Accepted offer
      Negative experience
      Easy interview

      Application

      I applied in-person. I interviewed at Ratnaafin (Surat) in Aug 2025

      Interview

      Tgey do 3 rounds one with junior hr then credit and then senior hr for smaller people.like us with low salary . Offer letter is guven after 25 days .induction is very poor . Waste time on do uments . No proper food during indu tion . No discipline . Very poor IT laptopns intenet and softwares

      Interview questions [2]

      Question 1

      How do u underwrite on lap
      Answer question

      Question 2

      Why u want tgis job
      Answer question

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