Pros
You can contract with the major important carriers. Learn about their products and know how & when to use that product in truly helping your prospective client.
Cons
Too many to mention and really too hard for me to express. But Each person pursing this so called opportunity and Dream will have to just find out if it can truly work for them in their own particular situations. But there are a whole lot of out of pocket expenses and costs to calculate against the policies you do sell. And that 70% commission rate they keep on talking about when presenting to hopeful new-comers; it’s for only one product and with one carrier only .... Mutual of Omaha . The rest you better know and understand your commission table at your level. Some will find success and make it but more than not most will quit either sadly and very disappointed in realizing it’s a very very tough industry and there’s a whole lot of running around and a whole lot of cost factors. Don’t fool yourself into thinking you’ll have all this free time either ... plan on a 70 hr week if full time and whatever you do make or earn, believe me it was well deserved!!! None of it comes easy... don’t let yourself be fooled on that and do your comparisons, your homework and boy you better come with your questions so you won’t be duped into a wrong decision. if you do decide this is what you want to do as a way of earning a living, then be strong and deliberate and know what you’re getting into before hand not after the fact when you’re having a total bleed out !