• Technical debt is real. Years of outsourcing and neglect mean you're often starting from zero—be ready to roll up sleeves and operate without legacy safety nets.
• Resource constraints. Like any PE-backed firm mid-transformation, you’ll need to do more with less while building the case for headcount and tooling.
• Inconsistent maturity. Some legacy processes and teams haven’t caught up with the transformation mindset yet.
• Cultural variation. Experiences can vary wildly by department, especially between legacy insurance-side teams and tech-forward units.