Pros
LendUp is making products for the US underbanked. What people don't realize is that we're using technology to impact a decades old predatory market. We are using modern distributed machine learning techniques to do so. The technical challenges are plentiful and range from data processing challenges to building loan systems ground up. The team here is phenomenal. What makes it so unique is really the focus on doing good for the customer that you see in every employee. Because of that you see end to end product decisions that factor in the customer's best interests and leaves them in a position of better credit understanding and financial health. One thing that stands out to me is the focus on growth in key areas. The entire company aligns against 3 key goals and this keeps us moving forward positively.
Cons
We're growing rapidly and with that comes workload challenges and technical debt. Fortunately the latter is addressed regularly and the leadership is investing in growing the team to combat workload. Team structure, as with most startups, is lacking. Given we're over 100 people now it may be time to start thinking about more structure