Not Worth the Headache - Financial Representative Northwestern Mutual Employee Review

2.0
26 Feb 2026
Recommend
CEO approval
Business outlook

Pros

Flexible schedule Nice people Lots of education Depending on the office, opportunities to receive bonuses

Cons

There is no salary or hourly, all pay is through commission. If clients cancel insurance policy within 1 year of purchase, you’ll be forced to pay any unpaid months back. You can easily end up owing leadership money instead of making it. Since you’re dealing in insurance, things like underwriting can keep you from receiving commission for several weeks to months and a client still has a year to cancel the policy for which you’re held financially liable. Critical information is buried under mountains of slide shows and links including how you get paid. You’re required to hunt all your own clients which usually consists of friends and family. Job does not feel worker friendly and should only be undertaken by people with reliable connections and a MAJOR conviction for sales. While I appreciate the knowledge and connections I’ve made, I hate that pretty much live in fear of the office secretary calling to collect because another client terminated their policy early even after months of me leaving the company.

Explore other reviews about Northwestern Mutual

5.0
1 Jul 2026
Recommend
CEO approval
Business outlook

Pros

I have been an advisor there for about 10 years, 8 years in the full-time role and 2 years as an intern. I now have full control over my day and I’m about halfway to seven figures of income per year, most of which is residual. I have over 700 clients that are in love with the work that we do and find incredible impact with the solutions we can bring them with comprehensive financial planning solutions. I have been offered lots of money to leave, but I will never believe this or organization, you could offer me a $10 million check to go somewhere else, but I would gladly turn it down. I find so much purpose in what I do.

Cons

This job is not for everyone! You must have thick skin and an incredible work ethic. It requires 10 to 12 hours of work per day for the first few years. After that you will develop a very good balance.

5.0
17 Jun 2026
Recommend
CEO approval
Business outlook

Pros

This internship has allowed me to get real world experience from the very beginning. I've learned how to use LinkedIn Recruiter, make scheduling and screening phone calls, and gotten to shadow the Director of Recruitment during interviews. Compared to other internships that I applied for, Northwestern Mutual has allowed me to have far more exposure to what a real career in recruiting could look like. The office has a great energy and culture, and I am able to participate in fun team events, like going to the Cardinals baseball game. As for career growth, I really admire the emphasis that Northwestern Mutual places on growth and development. Through my time spent around this company, I've been personally and professionally challenged to grow. I've been given books to read, attended leadership meetings, and been given the opportunity to dive deep into my strengths. The management here has encouraged me to explore and shadow different roles to help me make an informed decision about what kind of careers I want to pursue after graduation. Overall, I can't recommend this company enough! They are truly focused on serving their clients well, and developing employees to reach their full potential.

Cons

None, I've had a great experience! This is an environment of growth, so it can require moments of being challenged and stretched to do things outside your comfort zone. I could see some people being uncomfortable with growth, so it's not the environment for everyone! But if you are willing to lean in, it will make such an impact on your life.

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