Pros
Health Insurance, 401K match, W-2 employee, company buys leads, monthly bonuses, level renewals, nice marketing give aways for customers, nice office, great comradery with agents nationwide, annual incentive trips. Sterling is a great company, and an agent can build a lucrative income if you are willing to stick with it and get through until your renewals are built up. At that point your current book will be referring you friends and relatives often, you always have to keep working. Give Sterling 40 hours a week and you will be succesful. Gets easier every year as you become more knowledgeable.
Cons
Captive agent, 100% commission, bonus structures changes annually, first year very difficult for most agents. Huge learning curve during year one. If it were easy, it wouldn't be called work. The perfect job isn't out there, but this one work well for me.