Pros
Not I can think of
Cons
This Bank hires by deception. Internal organization structure can be manipulated by local bankers/managers in power so that Credit Department is subject to supervision of CIB Head who is essentially the only person 'writing' lending deals. Credit Department was intentionally left vacant for 15 months, during which the CIB head managed to 'close' mega-sized loans that turned into bad debt within 2 months. It was only after the CIB Head and the Branch Manager released the drawdowns, a Credit Manager was hired to trap in a position where one's professional reputation is severely damaged in the local job market due to the Reuters news came out about the hundreds of millions of bad loans. Their Shanghai Branch does not have any IT system in place (except for internet connect with work computer installed with home use MS and Bing search engine that you can practically upload and download anything from anywhere online)