Howard Bank Reviews

Just as quickly, I would recommend to those same people to get in with Howard Bank, then get out. It's a place to learn, not to stay. The recent acquisition of First Mariner changed the scope of what we can offer in my division and cut a lot of our available business. This also came with a change in comp plan to compensate for the smaller pool of business, which was an appropriate move. The problem is that with this change, in order for us to still sell loans on the same scale we were before, we are putting people into positions that in many cases don't financially benefit them, making the sale more of a sale, less of an actual benefit to the Borrower. And no matter what management says, there ARE other companies that offer what we can't, or can beat our pricing, or have an appetite to originate more risky loans than us. Thats the truth, and dont be fooled otherwise. My biggest issue with Howard is the fact that I've been in my superior's positions before, and in upper management in several companies before this. So I know a lot of what goes on behind the scenes, and I know when I'm being told a lot of fluff to try to appease the rank and file, when the reality is not the same message being delivered- that's been happening a lot lately. There are a lot of changes occurring on a regular basis that go unnoticed by most who don't pay attention or just don't know what to look for. Smoke and mirrors isn't a good game, especially when it comes to leads, comp, and someone's overall livelihood.

The only "Con" for me is that I have a very long commute, based on where I live. However, the fact that I choose to make that commute everyday should speak for itself.