1y
The statement of HMO isn't true -- we've sparred with HMOs where employees were entitled to certain benefits but came out empty.
During Covid, I've had 2 employees who needed extended hospitalization, spare oxygen tanks, extra medications which HMO plans didn't cover. I've paid that out of pocket. They would not be alive today.
Another example. Spectacles. You know, the eye pieces you see with? Depending on eyewear and kind, you are given up to 20%, with terms and conditions.
Only at Polywick Graphics, our company reimburse FULL amount. Do you know any HMO that does that?
Previously before that, I've had staff come to work with broken glasses or have to tape one lens on one eye.
I had to deal with raised premiums and slow claims processing - employee didn't attach the prescription, or claim that, lenses wasn't medically necessary, or this spectacle shop isn't in our approved list of spectacle shops where this HMO can give rebates, and thus, denied.
In other instances, all medical claims were paid promptly, and, despite telling employees to claim, they didn't bother to do so. We reimburse small claims, from PHP 100 to above-mentioned items.
For overtime, none of our employees work on Saturdays and Sundays, except office cleaning ladies who comes on Saturdays, several repair persons who comes now and then, who fixes computers during weekends.
For over-time above a certain period, we reimburse dinners and hole up employees in the local hotels. I'm not the HR person here, but if you have an overtime, please lodge it to the HR app, and it gets reimbursed. I keep telling that, it gets forgotten.