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EQUIFAX WAS PROUD TO LEAD THE DISCUSSION ON FINANCIAL INCLUSION at the May 2023 FinTech Nexus USA conference in New York. The annual conference brings together thousands of banks, fintechs and investors to talk about and help shape the future of financial services and how to create a more-inclusive financial system for consumers.
THE EQUIFAX SMALL BUSINESS LENDING INDICES MEASURING LENDING, DELINQUENCY, AND DEFAULT ALL SAW INCREASES IN MARCH. In March, the Equifax Small Business Lending Index (SBLI) increased to its highest point in almost two years, defying the broader slowdown taking hold in the U.S. economy. Even though small business lending activity remains elevated, both hiring plans and capex plans are falling sharply and credit conditions continue to tighten. Both the Equifax Small Business Delinquency Index (SBDI) and the Small Business Default Index (SBDI) continued to increase slowly month-over-month in March. These increases reflect pressure on small business sales as consumer spending flattened in March.
ATLANTA, May 17, 2023 /PRNewswire/ -- Equifax® (NYSE: EFX) is continuing its commitment to delivering the industry's most comprehensive suite of mortgage verification solutions with the launch of Employment Select+™, a new offering that supports lenders and consumers during the critical stages of the loan closing process. Leveraging the power of The Work Number® database, Employment Select+ is designed to aid originators at closing by providing an instant view into a borrower's most recent 35 days of current and prior employment. This helps lenders satisfy government-sponsored enterprise (GSE) home loan requirements for obtaining a verification of employment within ten business days of closing.
Payment fraud is an ever-present concern for online businesses. In 2022, global e-commerce payment fraud amounted to $41 billion in losses, and industry analysts predict that figure will reach $48 billion by the end of 2023.
ATLANTA, April 19, 2023 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced financial results for the quarter ended March 31, 2023.
THERE CAN BE MANY OBSTACLES that pose a challenge for people seeking to achieve financial stability and security. There are an estimated 24.6 million American adults that are either unbanked or underbanked. April is Financial Literacy Month and Equifax is passionate about both driving financial inclusion and providing people with the educational tools needed for greater credit awareness.
ATLANTA, March 21, 2023 /PRNewswire/ -- Equifax® (NYSE: EFX) today released its 2022 Security Annual Report, highlighting the year's accomplishments and future challenges for the industry in cybersecurity. The third annual report reflects Equifax's enhanced security transparency measures, expansion of the company's public-private security partnerships, and joint innovation with vendors to augment its security toolset and bring new capabilities to the broader market.
March 8 marks International Women’s Day, a global day of celebration of the social, economic, cultural, and political achievements of women. This year’s theme is #EmbraceEquity, which is a call to action for accelerating women's equality.
PROMOTING FINANCIALLY INCLUSIVE LENDING practices is a central part of our company purpose—to help people live their financial best, and today Equifax announced a critical step in helping achieve that goal with the expansion of U.S. mortgage credit reports. Equifax is the first Nationwide Credit Reporting Agency (NCRA) to make certain telecommunications (telco), pay TV and utilities attributes available to the mortgage industry to provide a fuller picture of consumers’ financial profiles—potentially opening up the dream of homeownership to potentially more than 191 million American consumers, 80% of whom have traditional credit files, but may benefit from additional insights into their financial profile.
ATLANTA, Feb. 8, 2023 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced financial results for the quarter and full year ended December 31, 2022.
