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Equifax Commits to Net-Zero Emissions By 2040
EQUIFAX ANNOUNCED its financial results for the third quarter ended Sept. 30, 2021, during a conference call on October 21. Senior leaders discussed financial and business results, including record revenue driven by strategic investments and enhanced technologies. The team also announced its first Investor Day since 2012, taking place virtually on Wednesday, Nov. 10.
Equifax Offers Credit Reports in Spanish Online and By Mail THE UNITED STATES is home to 62 million Spanish-speaking consumers, many of whom are more comfortable with this language over others一particularly when it comes to reading and understanding important documents. That’s why Equifax is the first and only credit bureau to provide a free, translated credit report in Spanish online and by mail.
IN 2015, EQUIFAX developed a patented solution, NeuroDecision® Technology, powered by explainable artificial intelligence (xAI), to help lenders approve more consumers for credit. The technology is among the first machine learning (ML) credit scoring methodologies to provide explainable reason codes for consumers. Among the advantages of explainable AI include advanced algorithms to intelligently combine multiple data sources一traditional credit files and alternative data一for a more comprehensive consumer profile. This allows more powerful insights into how a consumer has traditionally acted in the past, and uses recent behaviors to help predict how that consumer may act in the future.
Equifax Board of Directors Declares Quarterly Dividend
Over the last three years, Equifax CEO Mark Begor has led a $1.5 billion investment in the company’s technology and security infrastructure to become the only cloud-native consumer credit reporting agency 一 a powerful differentiator for the New Equifax! Award honorees were recognized at a live, in-person awards event on Aug. 19 at the Coca-Cola Roxy Theatre at The Battery Atlanta. Congratulations to Begor and all honorees, including Mike Hayford, president and CEO of NCR Corp., where Mark is a Board member.
TODAY'S CYBER CHALLENGES are unprecedented – and Equifax is ready. We’ve transformed security across our enterprise following the cyber attack in 2017. Equifax has built an industry-leading security program, backed with the largest investment in our company’s history and supported by a team of highly-skilled security professionals who successfully defend against millions of threats every day.
As the only cloud-native consumer credit reporting agency, Equifax is leveraging the power of its $1.5 billion cloud transformation to introduce a 2021 developer challenge and accelerator program: Equifax Accelerate. Applications are open through July 29 to start-up and early stage software developers looking to create transformative solutions designed to foster financial inclusion with the powerful suite of Equifax Application Programming Interfaces (APIs) available from the Equifax for Developers API Portal.
New efforts to create sustainable housing security in St. Louis are helping landlords find suitable tenants while enhancing the financial stability and circumstances of renters. The new model, spearheaded by Tower Grove Neighborhoods Community Development Corp. (TGNCDC), comes at a time when housing stability is under enormous stress due to the COVID-19 pandemic’s economic ramifications. Enhancements to HomeScreen have been funded since 2017 with grants from the Equifax Foundation. Equifax also developed an Insight Score for rental applicants with slim to no credit and extended its use to HomeScreen, making it one of only a few screening agencies nationally with Insight Score access.
As Equifax enters the final stages of a historic $1.5B three-year cloud technology transformation, the company is focused on strategic partnerships and acquisitions that expand its core capabilities, leverage its expanded cloud assets, and support the company’s purpose of helping people live their financial best. For more than 20 years, partnership and acquisitions have been a strategic focus as Equifax continues to find ways to solve problems, create value for customers, drive innovation and provide solutions. Now with the company’s evolving cloud-native technology architecture, it’s easier than ever to integrate new partner capabilities and acquisitions fast and securely to create leading-edge solutions.
