Does American Income Life: AO pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life: AO employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at American Income Life: AO. This rating has improved by 3% over the last 12 months.

How satisfied are employees working at American Income Life: AO?

51% of American Income Life: AO employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life: AO 3.0 out of 5 for work life balance, 3.5 for culture and values and 3.6 for career opportunities.

What are the top reviewed jobs at American Income Life: AO?

Insurance Agent (65) , Supervising Agent (43) , Insurance Sales Agent (25) , Life Insurance Agent (25) , Agent (23) , Benefits Specialist (23) , Licensed Insurance Agent (18) , Sales Representative (16) , Manager (10) , Producer (10) , General Agent (9) , MGA (9) , Master General Agent (7) , Regional Producer (7) , Benefits Representative (5)

What are the pros of working at American Income Life: AO according to real employee reviews?

"4) Work from home" ((in 38 reviews)); "Sales Training is great" ((in 29 reviews)); "The pay can be great" ((in 22 reviews)); "Great people and good environment" ((in 21 reviews)); "Good benefits" ((in 14 reviews))

What are the cons of working at American Income Life: AO according to real employee reviews?

"Long hours/ late nights some days" ((in 17 reviews)); "I went deeper into debt and had no money available to borrow from the bank." ((in 15 reviews)); "My manager was a 22 year old, who acted like a child who was given a little too much power." ((in 7 reviews)); "or outright false, information to potential individuals in order to sell high priced insurance." ((in 6 reviews))

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American Income Life: AO

Part of American Income Life

American Income Life: AO Reviews

3.2

51% would recommend to a friend

(365 total reviews)

Rick Altig

78% approve of CEO

53% positive business outlook

Ratings by category

4.0

Diversity and inclusion

3.6

Career opportunities

3.5

Culture and values

3.5

Compensation and benefits

3.4

Senior management

3.0

Work/Life balance

American Income Life: AO has an employee rating of 3.2 out of 5 stars, based on 365 company reviews on Glassdoor which indicates that most employees have a good working experience there. The American Income Life: AO employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Ethnic group

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

365 reviews

1.0

19 Jun 2026

No pay and misleading practices overshadow the perks

Insurance benefits specialists

Recommend

CEO approval

Business outlook

Pros

The only good thing is that you don't have to wear pants to work .

Cons

- The company fails to tell you that it is 1099. So no Money. - Ridiculously long Scripts that do bait and switch on Vets or Union members who want a free will . - Stupid contest month where you work for crazy with no pay. - You are required to recruit & sell sh!t policies to your friends and family.

3.0

16 Jun 2026

Flexible work-from-home options, but no base commission

Life insurance agent

Recommend

CEO approval

Business outlook

Pros

work from home and flexibility

Cons

no base commission, long hours

4.0

5 Mar 2026

Overall a good place to be in the insurance industry

Agent

Recommend

CEO approval

Business outlook

Pros

Great pay, good consistent training, great management (I personally had a great management team, I know this can vary)

Cons

Fully Remote (this is a con for me as it took a toll on my health over the years), It is commission based which can be tough for some people. There was a noticeable amount of past clients cancelling due to an agent adding more insurance that was too expensive and often didn't properly explain that they were adding more.

Viewing 1 - 3 of 365 Reviews

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American Income Life: AO Reviews

Ratings by category

Ratings by demographic groups

Reviews by job title

No pay and misleading practices overshadow the perks

Flexible work-from-home options, but no base commission

Overall a good place to be in the insurance industry

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