1. Zero job stability - Layoffs, there is no question whether you would be laid off. The question when you would be laid off.
2. Cut throat culture
3. Lacks vision and innovation. They have no real products.
4. A bank with zero actual banking infrastructure. They rely on 3rd party vendors. Its basically a proxy bank.
5. They hire too many people only to lay them off shortly after. Because there is no actual products.
6. Your hard work will be paid off with layoffs.
7. Worst top level management I have ever seen CEO, CTO and CFO. They have no clear vision or what it takes to build the nextgen products.