Do Not Waste Your Time - Insurance Agent Asurea Employee Review

1.0
9 Oct 2017
Recommend
CEO approval
Business outlook

Pros

Remote work location and good work/life balance if you have good time management skills

Cons

This company is the reason reputable insurance professionals have to overcome the "used car salesman" stigma consumers have on our industry. I was with this company for 4 months and had countless run-ins with management who only wanted to line the company pockets, and could not care less about whether or not we were actually helping the client accomplish their goals. Asurea brags about it's exclusive leads. In reality, the leads have been sold to other companies, and you are just another agent making a phone call to someone who is sick of being harassed. Plus you have to pay for the leads. Leads are in my opinion a supplement, not a gameplan, to a successful practice, and most companies will co-op or offer free leads. Once had a manager tell me I should have written simplified issue on a family of five, instead of fully underwritten term polices with much higher death benefits, because "we don't make as much money on those fully underwritten policies." Run, don't walk, away from any opportunity Asurea presents to you. If you truly want to establish yourself as a reputable, trustworthy, financial services professional, go with a reputable, trustworthy firm. Go do good, meaningful work for a forture 100 company instead who has the financial backing to offer quality training, products, and opportunities. Asurea is wheeling and dealing to get big enough to be purchased, and will leave it's agent-force high and dry if that goal every becomes a reality.

Explore other reviews about Asurea

5.0
21 Oct 2021
Recommend
CEO approval
Business outlook

Pros

Great working environment with great managers.

Cons

Learn to multitask like you are your own business.

5.0
13 Jan 2019
Recommend
CEO approval
Business outlook

Pros

Asurea is a well-established organization which sells life insurance, mortgage and retirement products and I have been a life insurance agent for one year. The management team is highly knowledgeable of the rules, regulations, policies and prices and they provide excellent training and support that is ongoing. The management team also has an open-door policy and are always willing to answer questions whenever they are posed. Ongoing training is provided so life insurance agents are always made aware of new products and services. The pay is excellent and agents are always motivated to strive harder so they can reach their highest potential. Working for this company has given me the ability to increase my knowledge base and skill sets because I am given the opportunity to learn about new products and sales strategies. I am honored to be a life insurance sales agent with Asurea and I am extremely thankful for their great motivation techniques which drives me to reach exceptional goals!

Cons

The only con in terms of working with Asurea is that agents are prevented from providing certain levels of coverage to some individuals and this can lead to complaints. For example, one individual complained that he had to pay a higher premium because he was a smoker. This is common in the insurance industry and Asurea, just like other insurance companies, must consider the underlying risks when underwriting policies. When I asked Asurea’s management team about best practices for handling the situation, they provided me with strategies to deescalate the situation by telling the customer what we could offer as opposed to what we could not.

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