Asurea Reviews

If you don't already have your life and health insurance license then the company requires you to get it before starting. In total I spent about $400 in the process of getting the license this includes paying for the 60 hour/ 2 week course, paying to take the license exam, paying for fingerprints for the background check and paying for the actual license once you have passed the licensing exam. Then the job posting mentions a "competitive BASE salary", which is just a complete lie. This is the case at least for the office in San Diego, no salary options were offered. They pay solely based off commissions only. When you first start off your commissions percentage is only around 60 or 70 percent. Another con is that while you are completing their "training" you are only calling B leads or community leads that includes leads that have been recycled for years by all other sales agents. The training is not much more then a phone script, an in home presentation script, and some occasional pep talks. Once you have finished training and are ready to handle the A leads, the company and the managers sell them to you. Another thing that isn't mentioned is the amount of driving that is required to go visit potential clients. The company or the managers don't reimburse you for gas so if you don't make the sale that gas is a sunk cost. All in all if you are looking for a job because you need the money right away then look somewhere else. With the time you spend studying for the course, the costs you pay, and the time it takes to get some good consistent sales it could be some time before you see some money. The work environment is also pretty unprofessional. Lots of gossiping among coworkers in the small office can make it difficult to work. The company also doesn't have any benefits as they also mention in the job posting,

This company is the reason reputable insurance professionals have to overcome the "used car salesman" stigma consumers have on our industry. I was with this company for 4 months and had countless run-ins with management who only wanted to line the company pockets, and could not care less about whether or not we were actually helping the client accomplish their goals. Asurea brags about it's exclusive leads. In reality, the leads have been sold to other companies, and you are just another agent making a phone call to someone who is sick of being harassed. Plus you have to pay for the leads. Leads are in my opinion a supplement, not a gameplan, to a successful practice, and most companies will co-op or offer free leads. Once had a manager tell me I should have written simplified issue on a family of five, instead of fully underwritten term polices with much higher death benefits, because "we don't make as much money on those fully underwritten policies." Run, don't walk, away from any opportunity Asurea presents to you. If you truly want to establish yourself as a reputable, trustworthy, financial services professional, go with a reputable, trustworthy firm. Go do good, meaningful work for a forture 100 company instead who has the financial backing to offer quality training, products, and opportunities. Asurea is wheeling and dealing to get big enough to be purchased, and will leave it's agent-force high and dry if that goal every becomes a reality.