It was the most agonizing time of my life. - Territory Manager Combined Insurance Employee Review

Combined, at least where I worked, still believed that you could get more production out of an agent by carrying a big stick and threatening them with it. Really, there is no cohesive training program. Although they do send you to their home office in Chicago for a week of training, all they teach you is one approach to go door to door with. Very hard to motivate and retain the agents.