Pros
Flexibility of schedule, you work when you want. If you don't work, you will not make money. Allows you to display your work ethic, you will find out how bad you want to succeed here. Work/Life Balance is nice but can make you lazy. Just hit your numbers and sprint. You can be successful if you are patient and grind. Entry Level position with great training Sales goals are not hard to hit, performance bonuses for doing the bare minimum. If you are not hitting your first 4 bonuses you should reconsider some goals. Decent resources and warm introduction to the finance industry Clear management structure and very team oriented Good sponsor for knocking out your testing
Cons
Outdated platform (RBG), does not lead to much success in a post-Covid world Main focus is pushing annuities disguised as "suitable" retirement plans Will ask you to prospect friends and family Only focus on a SMALL portion of financial strategies Glorified independent contractor, everything is "rented". Be prepared to start paying for everything you use (laptops, software, leads, office space, etc..) Takes 4-5 years minimum to see sustained success Be ready to starve without a rich natural market. Hidden deductions from paychecks, bogus recovery charges, NOT a steady income. Expensive employee insurance options and few bonus opportunities. Salary is a joke, commissions are cut in half for first 2 years. Too many hands in your paycheck. Beware, the top eats way more than the bottom. HIGH turnover, you will not work with the same group for long. I saw at least 20 people come and go in 30 months You are 10000% replaceable. Management earns bonuses for you contracting After you leave they will come after any commissions that did not equal your "salary".