3.0
29 Dec 2015
Former employee
São Paulo, São Paulo
Recommend
CEO approval
Business outlook
Pros
Friendly climate (at the time) with a very outgoing culture.
Cons
Instable management which drove the company to a strong shrinking.
Pros
Friendly climate (at the time) with a very outgoing culture.
Cons
Instable management which drove the company to a strong shrinking.
Pros
GG you have a blessed day and
Cons
Food near me knows how
Pros
For the federal workers (mostly USPS employees) they targeted as clients, they did actually put some of them in helpful Annuities and / or Life Insurance. Paid agent training $600/wk for 3 weeks.
Cons
Producers/Agents do not receive residuals nor even a portion of them; commission is a percentage of sale, one time. Based on the number of employees touted on other websites describing this company and the frequency of new-hire starts, it appears that this organization has a lot of turnover. And no wonder. Sales trainer is a former automobile salesman who trains the sales team on using an assumptive close, and the sales pitch includes being less than forthright that the agents are selling something. Many times during interviews and sales trainings, he inadvertently muted his microphone and indicated it was the surly trainees' fault for not listening rather than his error on inadvertently muting his mic. He frequently presented himself to me and other agents as a rather gruff, bellicose individual, but then was charming to fellow trainers and management. Another of the key facilitators of agent training was not available via phone nor video call except in front of other agents during the 2-hour live, web video training, and offered communication through an app and but often would not respond except to say in the video training the next day, to contact someone else. Contracting group is also difficult to communicate with; its email mailbox does not disclose the names of the attendants, and whoever is in charge of it has some outdated notions of what is needed to prove licensure or CE completion. There was zero flexibility in training deadlines for one of the short-tenured agents. Agent role is 1099 and company trainers acknowledge they cannot tell agents exactly what to say in a call, then proceed to train agents exactly what to say during a call. I suspect that many agents would not accept this opportunity if they knew how precarious this so-called employement is, how fickle this organization is towards 1099 agents, and the capricious and mercurial personality of the know-it-all sales trainer. Agents are expected to retain 100% of each day's training and show 100% proficiency in a self-recorded video using a buggy Slack-type app that does not record when it says its recording, resulting in complaints from moderators that agents are not keeping up with training. This organization could be hit with copious EEOC and OFCCP violations and fines if agents were hired as actual employees. Agents are expected to be top agents with results matching the most tenured agent within 6 weeks of start date, regardless of whether new agents have ever sold Annuities or Life Insurance before. My tenure was less than 6 weeks, so I cannot speak to career opportunities nor compensation and benefits for a long-term agent. I also was employed between the twice-annual all-company meetings, so the only culture I experienced was that of my fellow new agents and the sales trainers. Based on treatment of agents as personally witnessed by me and reported by other agents, culture seems cliquey and is probably great if you are accepted into the clique, and challenging if your superiors and peers disallow entry into the in-crowd. Apparent low level of racial diversity at the time, but that may have changed. I have 6-year and 8-year tenure in my prior roles, but at no time were my references requested. Zero flexibility / allowance for personal emergencies during training
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