Pros
Starting out independent is not easy if you want to establish yourself in a competitive for yourself. There is business it's a matter of finding it and knowing what you are talking about. Yes, they push their own SureBridge products. Some of those products make sense depending on the clients needs, values and budget.
More people become bankrupt due to medical costs and not enough insurance.
Cons
Not enough product training. Dislike the rah rah meetings. Make them shorter.