Pros
Colleagues will be more personable and less arrogant than other shops on the surface.
Cons
Upper management is very nepotistic towards Canadians. They consider McGill, Waterloo, etc. better universities than the Ivy Leagues, Stanford, MIT, etc. Although they promise that there is no strict timeline to get promotions TD is one of the worst places for advancement not to mention the pay is below market. What they want for all employees that aren't MDs already is to be life time support and not bring them along in their career. The technology is ancient and risk analytics equivalent to most 2nd year college student projects. I feel sorry for the juniors at the firm who started their careers in the New York office because they are being brought along with inferior guidance and a third tier name on their resume.