Pros
Virtual Financial is without question the greatest business opportunity I have ever encountered in a long career that spans both corporate America and independent entrepreneurship. It is very, very rare, if ever in our lives, that we have the opportunity to play a role in something on the leading edge of a paradigm shift that will change not only this $6 trillion industry, but spill over into many others. I am proud to be associated with the other men and women who have posted insightful comments here about the unprecedented accessibility of the Virtual Financial business model to people from all walks of life—a major key to its power. I am proud to be able to offer others who would not otherwise become financial experts the opportunity to own and operate a REAL business that fits their lifestyle, that they can be proud of, and with which they can REALISTICALLY create the life they have dreamed of—and with virtually no startup cost or overhead... no risk. Truly an oasis amidst all of the hyped-up, false-promises "opportunities" out there, as well as a home for seasoned professionals who want to create a better lifestyle and have vision for the future. The leadership is also, by far, the best I have encountered. Owners are in the trenches with the rest of us, and derive their income solely from the same (outstanding) compensation program, so they are able to serve as a model and inspiration, while simultaneously working to perfect tools, training and systems.
Cons
Bumps in the road early on—just like any startup that is doing something that has never been done before. All resolved; not even an issue. Attracted a few of the wrong types of reps at the beginning—those who think they can make a quick buck and not support and guide others through a system. Gone. We're all wiser. (These are the only types I can imagine complaining.) Most do not make big money fast (although it is possible) and may need a cushion or other source of income at first, but... for those who are committed to building people and building something of value, there is NOTHING else that can take them where Virtual Financial will. And the time frame is a tiny fraction of what it would take to be profitable in any traditional business or franchise. Believe me, it is way more than worth it!