Applied online and was contacted by a recruiter to schedule a screening call. We did that and within days I was scheduled for a panel interview. I was very impressed at the efficiency. Had the panel interview with dept lead, two colleagues. It was casual, conversational and went smoothly. Frankly, I felt it was a very very good interview, and not only was I qualified for the role in every aspect according the JD., I could have brought more ot the table for TIAA in areas they were looking for, including AI. The interview went so well that two days later, I received a call from the recruiter saying they "wanted a different skill set." I was surprised and very disappointed. I greatly appreciated the recruiter taking the time to call. Most companies just click 'no' in Taleo, and you get the automated reply, often a real kick in the a** when you've studied, prepared, and put time aside. The rumor is that they preferred someone in Texas while they advertised multiple locations.