Locket Snapshot
Home insurance overview
Great cover at a great price. Our all-in-one buildings and contents policy covers you for all sorts of mishaps, from burst pipes to lost keys. And with optional extras like accidental damage, legal expenses and a home emergency service, you’ll never be left out in the cold again.
What makes us different:
6 questions, 60 seconds
Forget playing 20 questions just to get a quote.
Smart home? Smart price.
We scan your network, discover which smart devices you have and automatically apply a discount.
No tech yet?
No worries. Get ridiculously cheap, members-only access to the best tech to protect your home.
Tech first
Locket is home insurance that lives in your smartphone and speaks your language.
One monthly subscription
Start and end whenever you like. No admin fees, no cancellation fees, no nonsense.
Great cover at a great price. Our all-in-one buildings and contents policy covers you for all sorts of mishaps, from burst pipes to lost keys. And with optional extras like accidental damage, legal expenses and a home emergency service, you’ll never be left out in the cold again.
What makes us different:
6 questions, 60 seconds
Forget playing 20 questions just to get a quote.
Smart home? Smart price.
We scan your network, discover which smart devices you have and automatically apply a discount.
No tech yet?
No worries. Get ridiculously cheap, members-only access to the best tech to protect your home.
Tech first
Locket is home insurance that lives in your smartphone and speaks your language.
One monthly subscription
Start and end whenever you like. No admin fees, no cancellation fees, no nonsense.
Insurers treat the world as replaceable, everything has a price. When “bad things” happen, a payout fixes it.
What’s worth a lot to you is usually priceless. Your dad’s old records. Your wedding photos. Even that Lego Millennium Falcon you put your heart and soul into. They add up to what makes you, you.
Of course we’ll still pay your claim (and quickly!) to help you with repairs or replacements. But wouldn’t it be better if you never had to claim in the first place?
It’s time we change the odds rather than leave our life’s worth to chance.
We empower our members to use tech to danger-proof the everyday, giving them insurance for things worth money, and assurance for things worth way more.
Let’s face it, we’re an anomaly. We actively change the risk of harm, rather than price for it.
Partly because it can be done, but mostly because we believe it should be done.
What’s worth a lot to you is usually priceless. Your dad’s old records. Your wedding photos. Even that Lego Millennium Falcon you put your heart and soul into. They add up to what makes you, you.
Of course we’ll still pay your claim (and quickly!) to help you with repairs or replacements. But wouldn’t it be better if you never had to claim in the first place?
It’s time we change the odds rather than leave our life’s worth to chance.
We empower our members to use tech to danger-proof the everyday, giving them insurance for things worth money, and assurance for things worth way more.
Let’s face it, we’re an anomaly. We actively change the risk of harm, rather than price for it.
Partly because it can be done, but mostly because we believe it should be done.
