Pros
Orange County is a great place to live Some really great talent in certain parts of the businesses If you work here, work in Decision Analytics or Credit Services ONLY The new North America CEO is great
Cons
Terribly underpaid, unless in the top 3 layers of management Wait a couple of years as change should be a good thing for this company - too many people have stayed too long because they know politics rather than having an expertise Competition is going to wipe away at least 1-2 of the 4 businesses in the foreseeable future Regional leadership constantly complains about Obamacare Regional-Global/Matrixed structure makes it impossible to do what's right for the business (regional businesses hate the globalization efforts because they don't want to lose their jobs, so you can't support global without getting your head cut off) Too many people have been there too long that they fight for their alliances rather than for the business, which is a big reason why they aren't doing so well - increasing competition is the biggest reason