Pros
Mass Mutual has some great products, for the right people. Their salespeople "advisors" sell them to anyone with a pulse.
Cons
Poor ethics, masked by sanctimonious, uneducated sales managers. Really a captive insurance agent, not a financial advisor. Hands are tied by restrictive home office compliance, greedy General Agents (local chapter president equivalents). They will recruit LITERALLY anyone who can get a life insurance license, teach them to sell whole life insurance to their family and friends, and then turn them loose with high minimums to keep their job. AND if/when they don't sell enough, they charge them with back rent on their measly office cubicle and will take the poor bankrupted individual to court to collect. I have seen it over and over again (dozens of times). DO NOT WORK HERE. Find an honest sales job.