The "training" process is basically a con job for free prospecting for Senior "Advisors" - Financial Advisor MassMutual Employee Review

1.0
5 Dec 2022
Recommend
CEO approval
Business outlook

Pros

If you're willing to focus on harassing your friends and family on day 1 with zero shame, and understand that 50% of the commission will go to your senior "advisor", than over the course of 5 years you will likely make money. Most people don't last that long. In fact you won't even be trained unless you book meetings with your friends and family.

Cons

You're not hired, you are an independent contractor which means they don't pay you a salary obviously. So how will you make money? You will call yourself a financial advisor but every financial problem will end in selling your friends and family insurance. The senior reps will call it your "natural market" but in the end you come on board to act as a free prospecting arm for the senior advisors (if you can even call them that). You will be their lead pipeline and take a 50% cut while they try to convince you they are training you. You will only be given 50% of what your licensed for. So if your brother rolls his 401k and also gets life insurance, your senior advisor will get his 401k and give you only 50% of the life insurance commission. The investment licenses (i.e. Series 6, 7, 63, 65) will need to be provided by you out pocket each and every year approximately $1500+ depending how many you have. The company will however pay for your insurance licenses. That should tell you what you'll be focusing on. If you want to be an investment advisor don't go with an insurance company masquerading as a investment advisory company.

Explore other reviews about MassMutual

5.0
3 Jun 2026
Recommend
CEO approval
Business outlook

Pros

Great programs for experience in fortune 100.

Cons

Cared more about building a program to attract interns than future employees.

2.0
27 May 2026
Recommend
CEO approval
Business outlook

Pros

• Decent benefits • Some good individual contributors and colleagues.

Cons

• Extremely high workload — regularly expected to work 60-80+ hours per week • Constant scope changes with unrealistic expectations and impossible deadlines • Upper management was disconnected and showed little concern for employee well-being • Highly political environment where internal politics often outweighed actual performance • Mass layoffs that eliminated roughly half the engineering team, followed by offshoring many roles to India — even after many of us had dedicated 4+ years to the company • Extremely stressful and unsustainable culture leading to widespread burnout

3
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