Pros
Only that the core business philosophy is strong. Credit goes to the people who built the company during its growth.
Cons
The company at one point really believed in its core value and created a business model which has given it a momentum. But, since the arrival of new CEO and his hirings of exec management, the inner culture and the value game of the company is going downhill. In the last 3 years, Visa has really not launched a product where it makes money. The original core network processing still accounts for 95-97% of its revenue. The rest is all fake and showcase by the new exec team who are like flies that come for the juice. Yes parasites. And they know the fraud game too well. Create fear and on its name do every bluff that exists. It's going downhill. Most of the people who believed in creating value have left. The company will fall on its face soon.