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      American Income Life

      Part of Globe Life

      Engaged employer

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      Related searches: American Income Life reviews | American Income Life jobs | American Income Life salaries | American Income Life benefits
      American Income Life interviewsAmerican Income Life Only One They Have, Call Agent interviewsAmerican Income Life interview


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      Only One They Have, Call Agent Interview

      26 Sept 2014
      Anonymous interview candidate
      Westfield, MA
      Declined offer
      Negative experience
      Easy interview

      Application

      I applied through other source. The process took 1 day. I interviewed at American Income Life (Westfield, MA) in Sept 2014

      Interview

      I kept getting emails and phone calls from a resume posted on Monster. We connected the day before mass interviews were being scheduled and I specifically asked if this was a sales position as I was not interested in sales and my vague answer was yes but they were interviewing for managers. What I didn't know then was that EVERYONE comes in as a Call Agent regardless of your experience. Everyone. And if you sell enough stuff long enough, you'll get an opportunity to move into a supervisor role and up from there. I go to the meeting and my interview was 3 minutes long. It was apparent to me the person interviewing me just needed to meet me to push me into a 45 minute group session which detailed the position and pay scale. I was in a room with 7 other people filling out a personality questionnaire and then had a presentation on the product which, on its own merit seems to be a great product. This company offers some free benefits to union members (the bait) if they send back the post card to register and uses these returned forms as a way to contact union members to upsell additional insurance ($1052/yr). "no cold calls" they said even though these people are responding to free benefits and not asking about additional benefits. Again, the product seems to be a good product for $65/mos. You're thinking, okay, I can do this. The manager doing the presentation says that her office closes 6-8 out of every 12 inquires yet the presentation says 3 of every 12. Then we get into pay. You have to close $1500/week in sales. That's only 1-2 policies a week and if they're spoken model is right, you're sure to meet this right? So they'd pay you 65% of your commission for the week holding the rest back in case people change their minds. This is how they avoid "charge backs" which is when a sales rep is paid commission and then owes it back if what they sold is returned or not closed. They talked about weekly bonuses of $500 but not sure how that comes into play it was very vague. This is a commission only position. If you need to count on steady income, forget this company. After reading employee reviews, forget about having a life too as your appointments are at the customers home and most likely in the evening when they're home from work. You spend all day setting up appts and then have to GO to the appts. Seems like a great fit for someone who doesn't need steady income or want a personal life. At the end of the presentation, you're given another form to fill out that asks why they should hire you, what your most concerned with and whether you'll see yourself in a career with AIL and the manager left the room saying we would know by the end of the day if we were called back for a final interview. I circled no to the career question but I strongly suspect that anyone who said Yes got a call that they "made the cut." If the company couldn't be upfront and honest about what they were offering the first time we talked (sales versus manager position being a very clearly specified inquiry) I would be a fool to believe anything else they said after finding this out. This lends more credence to the reviews that hiring managers are paid based on who comes to the interview not on finding the most qualified appropriate candidates. Seems to me this company is a sales pitch from start to finish and if you don't mind being lied to, by all means, go in for an interview for a job you're sure to get, but don't waste your time posting employee reviews for something you willingly walked in to.

      Interview questions [1]

      Question 1

      None. During 3 minute interview "tell me about yourself" and "what did you enjoy most about your last job" and during the 45-min presentation "what are your career goals" which is spoken out loud in front of those whom you are sitting with. HINT: they wanted everyone to say $ and opportunity as that's what comes up on their slides but everyone said "To help people."
      Answer question
      5

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