I was referred to the hiring manager by a former colleague who already worked there. I called on the manager which led to a request that I apply and then the company recruiter contacted me. The initial interview was set up and conducted as a group with myself, the manager, and one other person. Interview was not a personality question type interview but a review of my skills, experiences and why I wanted to work at Schwab. There was a second group interview with the manager, myself and a different person whom I would be working with. This was also a discussion of what they were looking for and how my background seemed to fit from my perspective.