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Flexible Working Options

Job Description Summary

Job Description

JOB TITLE: Lead Software Engineer

SALARY: £69,624 - £105, 780

LOCATION(S): London, Edinburgh, Bristol, Manchester, Birmingham or Leeds

HOURS: Full-time

WORKING PATTERN : Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

What you’ll be doing

We’re looking for a Lead Software Engineer to join our Enterprise & Accounting Lab to develop and deliver innovative payment solutions and services for our customers and business.

The Enterprise & Accounting Lab delivers and supports accounting, reconciliation, and payment integration capabilities across core payment services, enabling compliant, efficient, and customer‑focused payment processing.

Our mission in the Payments Services Platform (PSP) is to offer compliant and efficient payment capabilities for LBG. We drive innovation to ensure customers can move money confidently, quickly, and securely. The PSP is a vital part of Group Payments, serving the entire group.

• Provideing technical leadership across business‑critical payment services (e.g. Faster Payments, CHAPS, COP), shaping architecture and delivery beyond a single team.
• Owning end‑to‑end technical outcomes at team or lab level, accountable for quality, resilience, and delivery predictability.

• Leading on complex design decisions for low‑latency, resilient, secure, and compliant payment solutions.

• Managing cross‑team dependencies, technical risks, and delivery impediments impacting the Payments Services Platform.
• Balancing customer outcomes, regulatory risk, and platform maintainability when making delivery decisions.

• Driving DevOps maturity across teams through improvements to CI/CD, monitoring, automation, and quality controls.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we’re looking for?

• Strong understanding of an entire application stack, both breadth and depth, and an exposure to microservices technologies, especially Spring boot, JSON, Kafka as well as RESTful APIs and web services.
• Proven experience designing and delivering resilient, scalable, and secure payment services , ideally within complex, regulated environments.
• Strong systems and solution design capability , with evidence of leading technical decisions beyond a single feature or component
• Demonstrated technical leadership , setting engineering standards, reviewing designs and code, and improving quality and DevOps maturity at team or product level.
• Deep expertise in modern microservices, APIs, event‑driven architectures , and non‑functional requirements such as latency, availability, and recoverability.
• Clear ownership of live service health , including incident response, root‑cause analysis, and preventative resilience improvements.
• Ability to scale technical impact by mentoring engineers, influencing stakeholders, and improving platform‑level ways of working.
• Technical understanding of the following: Spring boot, Camel, Maven, GitHub, Jenkins, JSON, Kafka/WMQ, REST APIs, Database SQL, Docker and Kubernetes.
• Experience working on any one of the cloud-based tools - IBM Cloud Private, Google GCP, MS Azure, Amazon AWS.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready to make an impact? Apply today.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.