Pros
Digital payments is a growing area with great potential for new innovations and expanding the use of digital payments in underserved communities. Good compensation, although there is a steady decrease in benefits, bonuses, etc. You can find some very bright and talented individuals within the company.
Cons
Executive level turnover and corresponding department reorganizations have become the norm, and many individuals who had a deep understanding of payments have been lost in the process, either by choosing to leave or being forced out. Leadership is not particularly employee friendly. Attempts to become "more like Silicon Valley companies" are not effective as this is not intended as a desire to incorporate any of the positive cultural aspects of those companies. Having succeeded in ending bank ownership through its IPO, Visa seems to have gone backward by bringing in a CEO from Chase. I suspect Visa's ability to compete with new industry entrants over the long term will require a different leader with a more visionary and creative perspective.